

Lifeguards take breaks every ~20 minutes, not just to look down or zone out, to get up and move around. And again, are in an extremely controlled environment looking for a very small number of specific problems.
Elon is making programmers sleep at their desks.
You’d need to rollback the last 70 years of pensions being replaced by 401k plans and/or limit responsibility to the brokers. If you hire a licensed plumber that ends up flooding your neighbor’s place, the plumber is the one getting sued.
It would probably also be good to restructure retirement incentives away from the stock market, but that’s not going to happen overnight either.