You think that there aren’t people who might need a Smartphone for work or medical emergencies? That is a non-zero number, so no. However should we have everyone’s base needs met before others get past a certain point before luxury goods? Yes. Should we be able to do that now AND have luxury goods? Also Yes. Is it alright for people to have a Billion Dollars before that? Definitely No.
Yeah, but for those on a budget that subscription is a pain point. So long as you can afford it easy it is good because you are no longer the product, but that will keep allot of people at bay.