This mountain of discarded plastic textiles says differently:
https://www.space.com/mountain-discarded-clothes-chile-satellite-photo
This mountain of discarded plastic textiles says differently:
https://www.space.com/mountain-discarded-clothes-chile-satellite-photo
$20 an hour is a decent starting salary for no prior experience or education, but as you’ve said, it’s not a lot. You will need to make concessions somewhere, such as roommates, food, subscriptions, or entertainment.
The first step is to be honest with your expenses, going through your past few months of credit card and bank statements, and put everything into a spreadsheet or app.
Use YNAB or a similar app and catalogue each of your recurring and non-recurring expenses. You say they’re not “that” much, but they do add up. You may be surprised with what you find, but mostly, it will help you think through your priorities, what is essential, and what is a recurring expense. In the end, you will know what your “baseline” spending is relative to your current salary, and how much you have free each month to spend on going out or hobbies.
After you’ve been tracking your current state of expenses for a while, thinking about your immediate future and changes you can make, make a 3 to 5 year career plan. Assess if you need a different/second job, or assuming a 2% increase each year, if you are on a career track that will drastically increase your quality of life (How much do I need to NOT have roommates? Drive a NEW car? Save for retirement? Increase entertainment expenses by $200/mo?).
What do you need to do to get that promotion or next job? When you are applying for that job in a few years, what salary number do you need to ask for? You should eventually have the answers to those questions, but not until you’ve got a real budget.
Some basic questions:
What, specifically, is your job? Just because you have a full time job doesn’t mean it is a sustainable career path or even a livable wage.
Do you have a budget? Have you cataloged your expenses?
How much debt do you have?
They stay on the street in front of your building
You mean like every other municipality in the United States?
You farm the remaining humans like livestock? We mastered factory farming 100 years ago, no reason things need to change just because the animals can talk back.
(banned from /c/veganism)
It hasn’t even been in existence for 15 years, literally any adult with an income can imagine what life without Airbnb is like.
To be pedantic, they have a navy, just no large ships in said navy.
You overestimate the worth of your inconvenience.
How have the “interactive” features been now that there are fewer players? Is it a wasteland, or does the game still randomly place in user generated content from when the game first released?
Pretty stoked for the upcoming Vault Hunters “vanilla” mod.
Definitely second both of these. Cyberpunk 2077 post 2.0 is very solid, with an engaging, 100+ hour story. Similarly, control is a spectacular single player narrative, easily 20-30 hours of mindfuckery and atmospheric storytelling.
That isn’t how defense treaties work.
I thought Taiwan was China? Hard to invade yourself, eh, Xi?
The logic is very different when there is verifiably an afterlife and true gods.
Yeah, no shit, you’re the fucking CEO
He would still run from prison, zero doubt. He’d announce a running mate, like MTG, and play the Martyr card all the way to Jan 6, 2025.
He could still be elected and have his VP sworn in while he is “incapacitated”. They then pardon him, appoint him president-for-life, and wage all out war on any remaining political opponents.
It’s not reasoning, or an argument for or against, it is just a statement. I’d admit that it’s probably a tautology.
What the post described is a taxation and societal problem, not a problem with investing or compound interest in general.
I’d easily agree that society is unfair, and that our taxation policies are directly antagonistic to the middle class, but again, this is simply math (and though it is theoretical, microeconomics).
The best description I have seen for single store franchisees is, you’ve paid a lot to give yourself a job. They are not lucrative, and in fact, are capital intensive, and often predatory.
There is a very high up front cost, and you generally do not own the real estate. This means you are locked into 30 year leases, often with complicated terms that are solely beneficial to the land owner.
Next, with regards to liquidity, if you don’t own the real estate, you often can’t get multiple business loans with a single franchise, so you must secure the loan with your personal assets, which means you will go personally bankrupt if you hit a rough patch.
Then, after dealing with the complicated business to business transactions and legal work, you still have to deal with the corporate bullshit, taxes, and supervisory duties, particularly if you do not already have a strong business partner to do this for you.
Pretty much, unless you are independently wealthy, own the real estate in a high traffic location, or already have multiple other franchises, it’s a losing venture that will kill your soul and eat every dollar you have.
Tens of thousands of children, killed or injured. And people wonder how the Palestinians become radicalized against Israel, the West, and the United States, or why there can’t be peace in the Middle East?
Forgiveness is probably the furthest thing from being on their minds.
Most phones are locked with a four digit numerical PIN. The current technique is taking an image of the flash memory, and reflashing the memory after every few attempts.
It still takes a bit longer than straight brute force without a temporal lockout, but it’s still pretty trivial.