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In my book, getting to that point without a plan to meet is a failed interaction. No one wants to text all day. It’s the small talk we do to get to the point where we meet people we’re interested in. It’s a tryout to make sure you’re not a weirdo or jackass. So do a little ice breaker, discuss two to three topics, then suggest exchanging phone numbers so you can meet up sometime. No one wants to text for three days straight. They’re waiting for you to ask for their number.
Step three, don’t take financial advice from someone who maxes out credit cards.