Hi! What alternatives are there to Google Wallet? I am only looking for a secure app that allows me to pay with my phone instead of a card, I do not really care about the rest of functionality
Hi! What alternatives are there to Google Wallet? I am only looking for a secure app that allows me to pay with my phone instead of a card, I do not really care about the rest of functionality
You can’t just buy into API access for NFC payments. You got to pay somebody big bucks to let you on their network.
I understand that. I think its strange that we collectively consented to that.
I think it wasn’t really consented to as much as it was built around us.
Tap to pay was created to make small transactions more palatable to the public. The big players dreamed it up financed it and put it out there. The cost to do so was likely staggering as it required a change to how all card processing machines worked.
If you wanted to do this as a grassroots movement, you’d need to provide hardware to read the cards/devices. You’re simply no way that any of the current major financial players is going to accept anyone on to their network without paying big bucks.
Samsung Galaxy watch 3 actually did something that worked somewhat amazingly that FOSS could follow, They post the NFC radio on and off to match the contents of a credit card stripe. You could actually walk up to an old machine hold your watch up for the card was swiped, and hit pay and your watch would trigger the card reader to think it read a card. I blew some poor cashiers mind at the local Ace hardware. Oh no, we don’t take tap to… BEEP, oh. I. I never seen it …