• Maalus@lemmy.world
      link
      fedilink
      English
      arrow-up
      2
      ·
      1 year ago

      Because hating landlords is present on lemmy everywhere with people using completely irrellevant arguments. You also voiced an opinion that’s completely bullcrap - where losing “all the money you can spare” is somehow equal to losing nothing, when one could have worked for that for years.

      • Primarily0617@kbin.social
        link
        fedilink
        arrow-up
        1
        ·
        1 year ago

        this seems like a circular argument

        most of the value you seem to be proposing could be lost comes from the fact you can rent out a house for profit

      • HelloThere@sh.itjust.works
        link
        fedilink
        English
        arrow-up
        1
        ·
        edit-2
        1 year ago

        I never said it was the same as losing nothing. It’s clearly not the same. I said the cost of losing is £1, if you have structured your business properly. If you then choose to put extra money in, well, you should only invest money you can afford to lose.

        If you can’t afford to lose it, you shouldn’t be spending the money in that way. Money you can afford to lose has considerably less risk than money you cannot afford to lose. By definition, if you can afford to lose it, then harm to you is insignificant.

        So the financial cost is £1, and the risk to you is tiny.

        For example, I don’t go to the pub and complain about the risk of buying liquid commodities I intend to drink and make no return on. I can afford to lose my money in that way, if you can’t, then don’t go out drinking. The same thing applies here.

        If you can’t own a property without someone else paying the mortgage for you, then don’t.

        • Maalus@lemmy.world
          link
          fedilink
          English
          arrow-up
          1
          ·
          1 year ago

          The risk of losing is thousands - it’s absolutely not “nothing”, as I said, it could be years of someone’s life.

          You have a really weird way of looking at business. It’s not free to have someone renting property from you and “paying the mortgage”. It’s not risk free.

          • HelloThere@sh.itjust.works
            link
            fedilink
            English
            arrow-up
            1
            ·
            1 year ago

            The risk is losing something you can afford to lose.

            It may be undesirable, sure, but if you can’t afford to lose it then you shouldn’t be investing it.

            Landlords provide no service, they simply increase the cost of housing. A landlord does not fix your boiler, a plumber does. A landlord does not pay for furniture, you do through your rent. A landlord does not provide housing, they take existing housing off the market and lease it at a premium above the equilvent mortgage rate.

            • Maalus@lemmy.world
              link
              fedilink
              English
              arrow-up
              1
              ·
              1 year ago

              Ah, you should have started with “landlord bad landlord not work”, would’ve saved me a lot of wasted time in replying to you.

              And let me guess - no landlords means no homelessness and no housing crisis anywhere